I like this idea of over-borrowing, always demanding more from the present moment.

If you know how to be happy with the wonders of life that are already there for you to enjoy, you don't need to stress your mind and your body by striving harder and harder, and you don't need to stress this planet by purchasing more and more stuff. The Earth belongs to our children. We have already borrowed too much from it.....Much of our modern way of life is permeated by mindless over-borrowing. The more we borrow, the more we lose. That's why it's critical that we wake up and see we don't need to do that anymore. What's already available in the here and now is plenty for us to be nourished, to be happy.

Thich Nhat Hahn