Redaksi posted: " MediaBantenCyber.co.id - (MBC) Bandung, PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (Bank BJB) membuka peluang kolaborasi dengan Bank Pembangunan Daerah (BPD) lain untuk mengembangkan bisnis dan pelayanan. Sejumlah BPD sebelumnya ramai-ramai mew"
MediaBantenCyber.co.id - (MBC) Bandung, PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk (Bank BJB) membuka peluang kolaborasi dengan Bank Pembangunan Daerah (BPD) lain untuk mengembangkan bisnis dan pelayanan. Sejumlah BPD sebelumnya ramai-ramai mewacanakan sinergi dengan Bank BJB. Bahkan Bank Bengkulu sudah lebih dahulu menjalin kerja sama dengan Bank BJB, salah satunya dalam pemanfaatan teknologi perbankan.
Kemudian BPD Jateng, BPD Kalteng dan BPD Sumut pun secara terbuka menyatakan tertarik untuk bersinergi. Langkah Bank BJB membuka kesempatan bekerja sama dengan BPD lain di Indonesia, oleh analis perbankan bahkan, dinilai bisa menjadi cikal bakal terbentuknya Holding BPD atau perusahaan induk dari seluruh BPD di Indonesia.
Terbentuknya Holding BPD di Indonesia bisa saja terwujud seiring dengan berlakunya peraturan Otoritas Jasa Keuangan OJK (POJK) Nomor 12 /POJK.03/2021 tentang Bank Umum dengan kategorisasi Kelompok Bank Berdasarkan Modal Inti (KBMI) mendapat respons positif dari pelaku perbankan di Indonesia.
Perubahan pengelompokan yang asalnya menggunakan BUKU, kini berdasarkan modal inti ini menjadi angin segar bagi perbankan untuk berkembang bersama. Seperti halnya bank pembangunan daerah (BPD) yang jumlahnya cukup banyak, namun terbatas oleh kecukupan modal.
Pascaterbitnya POJK tersebut, banyak BPD yang mulai melirik terbangunnya kelompok usaha bersama (KUB). Bank bjb sebagai BPD terbesar di Indonesia, bisa menjadi motor penggerak terbentuknya Holding BPD di masa akan datang.
Direktur Utama bank bjb Yuddy Renaldi mengatakan, POJK 12 ini mempermudah perbankan dalam mengembangkan bisnis. Baik untuk melakukan transformasi dan akselerasi digitalisasi maupun sinergi perbankan yang dapat meningkatkan efisiensi bagi operasional perbankan.
"Bank BJB sangat terbuka untuk kolaborasi, tidak terbatas pada satu bank saja, tidak menutup kemungkinan Bank BJB akan bersinergi dengan BPD yang lainnya juga dalam waktu dekat. Tentunya sinergi yang dilakukan haruslah memberikan manfaat yang positif bagi kedua belah pihak, jadi dalam kerangka pengembangan bisnis bersama sama," tegas Yuddy.
Sinergi antar-BPD, akan memberikan keuntungan lebih besar. Seperti dari sisi kemampuan pembiayaan akan meningkat. Apalagi bank bjb dengan modal yang jauh lebih besar akan mampu menyerap kebutuhan kredit dengan nilai yang lebih besar. Misalnya untuk pembangunan infrastruktur daerah maupun project strategis dengan skema pembiayaan bersama.
Yuddy sendiri belum bisa berkomentar banyak soal kemungkinan membentuk Holding BPD. Tetapi dia menegaskan, bank bjb selalu siap bersinergi dan kolaborasi dengan BPD lain di Indonesia dengan semangat meningkatkan pelayanan kepada nasabah dan pemerintah daerah. kolaborasi bank bjb dengan BPD lain di Indonesia bertujuan untuk kemajuan bersama serta saling menguntungkan.
"Kolaborasi adalah hal paling penting yang harus dilakukan BPD serta melakukan inovasi dan bertransformasi agar bisa bersaing di industri perbankan," tegasnya.(BTL)
Luca Bartolini posted: "Due giovani hanno preso una panda a noleggio e non si sono fermati all'alt dei carabinieri. Sono così stati inseguiti in una folle corsa che per loro è finita in un fosso. Non contenti i due si sono dati alla fuga nei campi per poi essere presi. Nell'auto"
Due giovani hanno preso una panda a noleggio e non si sono fermati all'alt dei carabinieri. Sono così stati inseguiti in una folle corsa che per loro è finita in un fosso. Non contenti i due si sono dati alla fuga nei campi per poi essere presi. Nell'auto sono stati rinvenuti oggetti per lo scasso.
VN Official posted: " To create a bond among family members, a new reality show, Family Fame, has been unveiled for Nigerian TVs. The new television game show, tagged: "Family Fame," which is set to hit major Nigerian television stations, will focus on family values"
To create a bond among family members, a new reality show, Family Fame, has been unveiled for Nigerian TVs. The new television game show, tagged: "Family Fame," which is set to hit major Nigerian television stations, will focus on family values, provide pleasure to viewers, among others. At the unveiling of the pre-corded family show […]
VN Official posted: " Turkish-American cardiothoracic surgeon Dr. Mehmet Öz, famous for his "The Dr. Oz Show" broadcast in the United States, has filed a criminal complaint against his sister, Nazl?m Suna Öz, in Istanbul, accusing her of forging a will of their fathe"
Turkish-American cardiothoracic surgeon Dr. Mehmet Öz, famous for his "The Dr. Oz Show" broadcast in the United States, has filed a criminal complaint against his sister, Nazl?m Suna Öz, in Istanbul, accusing her of forging a will of their father, Mustafa Öz, who died in February 2019. The television personality-turned-aspiring politician detailed his family's legal dispute in an affidavit […]
Luca Bartolini posted: "Un uomo di 89 anni che aveva alzato un po' troppo il gomito si è schiantato con la sua auto contro i pali della segnaletica verticale. Gli uomini della polizia locale si sono subito accorti che l'anziano era ubriaco, dunque dovrà rispondere del reato di g"
Un uomo di 89 anni che aveva alzato un po' troppo il gomito si è schiantato con la sua auto contro i pali della segnaletica verticale. Gli uomini della polizia locale si sono subito accorti che l'anziano era ubriaco, dunque dovrà rispondere del reato di guida in stato d'ebbrezza.
VN Official posted: " American singer, Lizzo, took to Instagram to flaunt her curves in a shimmering gold bikini during a pool day. The singer–songwriter showed off her curvaceous figure in the string swimwear as she wrote in her caption: 'Back to work.' See "
American singer, Lizzo, took to Instagram to flaunt her curves in a shimmering gold bikini during a pool day. The singer–songwriter showed off her curvaceous figure in the string swimwear as she wrote in her caption: 'Back to work.' See full photos below.
msw blog posted: " My son's blue eyes sparkled with excitement as he showed me a paper he had brought home from school. It was a math test, marked with a red star and a grade of 100 percent. As we looked at the exam, he said he had three questions left to answer when the t"
My son's blue eyes sparkled with excitement as he showed me a paper he had brought home from school. It was a math test, marked with a red star and a grade of 100 percent. As we looked at the exam, he said he had three questions left to answer when the teacher said time was up. Puzzled, I asked how he could have received a perfect score. He replied, "My teacher gave me grace. She let me finish the test although I had run out of time." As my son and I discussed the meaning of grace, I pointed out that God has given us more than we deserve through Christ.
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